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BaccaratPunto Banco
Playing Baccarat
Baccarat or Punto Banco is usually played in a separate casino area. The
playing table is about the size of a craps table with three casino dealers and
up to 12 or 14 players.
There are just two principal bets to make: banker or
player - Banco or Punto, plus the rarely used Standoff. Some casinos let the
players deal the cards in turn and others have a casino dealer to deal the
cards.
Each player, including the player dealing, may bet on
either Punto or Banco but it is customary for the dealer to bet on Banco.
Players may opt not to deal, passing the 'Shoe' to the next player. The shoe
remains with one player as long as the Bank wins. If Punto wins, the shoe
passes on to the next player.
Two hands are dealt and you bet which one will win, or
that they will tie. It is just like betting on Black or Red at roulette, and
the payoff is even money, 1:1 (except for the standoff, which pays 8-1 or
9-1). The only difference between the Banco and Punto bet is a win on Banco
will cost you 5% commission or tax levied by the casino - the in-built
advantage.
The reason for taxing the Banco is because it has been
established that over an 8-deck cards play on average the Banco will win three
to four hands more than the Punto.
Each hand consists of a minimum of two and a maximum of
three cards. The person dealing will put two cards, face down, tucked under
the shoe, and give the player with the largest bet on Punto the other two
cards, face down.
The Punto player then looks at the cards and gives them
back to the player who is dealing. Then the player who is dealing will turn
over the cards of both hands while one of the casino dealers will announce the
results and the winner.
If either hand has a total of 8 or 9 (nine is the
highest), then it is called a 'Natural' and no more cards are dealt. If it is
not a natural, then depending on the value of each hand the casino dealer may
instruct the card dealer to deal a third card. The decision when to deal a
third card follows precise set rules used by all casinos.
Once dealing is completed, the hand with the highest
count wins. The paying casino dealers will collect the losing bets first and
then pay the winning ones. The player who actually deals the cards is not
responsible for the payouts. He is just like any other player, playing against
the casino.
Baccarat Rules
Baccarat is played from a six-deck or an eight-deck shoe. All face cards
and 10s have no value. Cards less than 10 are counted at face value, Aces are
worth 1. Suits don't matter. Only single digit values are valid. Any count
that reaches a double digit drops the left digit. 15 is counted as 5 and 25 is
also counted as 5.
To start, the players bet either on Banco or Punto or
Standoff. The card dealer gives two cards each; first to the player and then
the banker. The object of the game is to bet on the hand that you think will
have the highest total value.
A third card may be dealt to either or both the player (Punto)
and the bank (Banco) based on the following three-card-rules. It is not
necessary to learn these rules to play, they are compulsory decisions and
therefore automatic. Only on rare occasions a mistake is made: Player's third-card-rule
- If either the player or the bank have a total of 8 or 9
on the first two cards no further cards are drawn. The resulting hand is
called a natural and the hand is over.
- If the player's total is less than or equal to 5 the
player's hand draws a third card.
- If the player does not draw a third card, then the bank's
hand stands on 6 or more and takes a third card on a total of 5 or less. If
the player does take a third card then the Bank's third-card-rule below will
determine if the bank takes a third card.
Bank's third-card-rules
- If the bank's total is 2 or less then bank draws a card,
regardless of what the players third card is.
- If the banks total is 3 then the bank draws a third card
unless the players third card was an 8.
- If the banks total is 4 then the bank draws a third card
unless the players third card was a 0, 1, 8, or 9.
- If the banks total is 5 then the bank draws a third card
if the players third card was 4, 5, 6, or 7.
- If the banks total is 6 then the bank draws a third card
if the players third card was a 6 or 7.
- If the banks total is 7 then the bank stands.
House advantage
Banker (Banco) 1.17%
Player (Punto) 1.36%
Tie (Standoff) 14.12% at 8:1 payout
Blues
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Slot Machines are Slots
Slot Machines
Slot machines were introduced around the turn of the century,
and their popularity increases daily. For many players, playing slots is still
the most enjoyable and relaxing form of gambling.
These so called 'one-armed bandits' can be found in every
casino, with a variety of models and coin denominations to please every player,
including mechanical, electromechanical video, and the new touch-screen
versions. With one touch of the screen, you can change from poker to slots.
There are three to nine reels, criss-crosses, multiples, progressives, and
specialty machines such as 21, Keno, Video Poker, Poker Bingo, and Video Horse
Racing and Dog Racing. My favorite is the $.25 wheel of fortune slot machine
with reels.
There are many different slot machine games. Jackpot size,
combinations, symbols, size and number of coins allowed in each play vary as
well. Included in these games are the popular Video Poker games. Modern slot
machines are completely electronic. Symbol combinations come up randomly and
machines are pre-programmed to return a certain percentage to the players.
Slots account for a good portion of a casino's action and
winnings. They are simple to use, inexpensive to maintain, and require little or
no skill to play.
To the player, a slot machine returns on average between 85% and
98%. The average casino advantage is calculated to be around 9%.
Slot Machines in California
In California, most of the slot machines print tickets and take paper
money.
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